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BMO.TO
Bank of Montreal
20:00:00
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BMO.TO: Bank of Montreal Financials

Bank of Montreal Income Statement

Total revenue
Net income
Gross margin TTM
41.56%
Operating margin TTM
14.78%
Net profit margin TTM
11.14%
Return on investment TTM
9.89%
Period end31/10/202531/10/202431/10/202331/10/2022
Total revenue78,149,000,00078,558,000,00029,021,000,00026,259,000,000
Operating income11,550,000,0009,065,000,00010,298,000,00019,368,000,000
Net income8,709,000,0007,318,000,0004,425,000,00013,537,000,000

All line items

Line item31/10/202531/10/202431/10/202331/10/2022
Total revenue78,149,000,00078,558,000,00029,021,000,00026,259,000,000
Cost of revenue45,667,000,00050,278,000,0000569,000,000
Gross profit32,482,000,00028,280,000,00029,642,000,00025,690,000,000
Research and development expenses0000
General and administrative expenses12,018,000,00010,872,000,00011,460,000,0008,112,000,000
Selling and marketing expenses806,000,000837,000,000814,000,000517,000,000
Selling, general and administrative expenses12,824,000,00011,709,000,00012,272,000,0008,629,000,000
Other expenses8,108,000,0007,036,000,00011,423,000,000-569,000,000
Operating expenses20,932,000,00018,745,000,00023,695,000,0008,060,000,000
Cost and expenses66,599,000,00069,023,000,00018,723,000,0008,629,000,000
Net interest income21,487,000,00019,468,000,00018,681,000,00015,885,000,000
Interest income63,537,000,00065,985,000,00055,574,000,00026,897,000,000
Interest expense42,050,000,00046,517,000,00036,893,000,00011,012,000,000
Depreciation and amortization1,015,000,0002,110,000,0002,099,000,0001,480,000,000
EBITDA12,390,000,00011,175,000,0007,715,000,00019,092,000,000
EBIT11,375,000,0009,065,000,0005,947,000,00017,612,000,000
Non-operating income (excl. interest)175,000,00011,916,000,0004,620,000,0001,756,000,000
Operating income11,550,000,0009,065,000,00010,298,000,00019,368,000,000
Total other income/expenses (net)-175,000,000470,000,000-2,490,000,000-1,482,000,000
Income before tax11,375,000,0009,535,000,0005,947,000,00017,886,000,000
Income tax expense2,825,000,0002,208,000,0001,510,000,0004,349,000,000
Net income from continuing operations8,550,000,0007,327,000,0004,437,000,00013,263,000,000
Net income from discontinued operations0000
Other adjustments to net income175,000,0000185,000,000274,000,000
Net income8,709,000,0007,318,000,0004,425,000,00013,537,000,000
Net income deductions0000
Bottom line net income8,273,000,0006,932,000,0004,094,000,00013,306,000,000
EPS1110620
Diluted EPS1110620
Weighted average shares outstanding721,926,000727,738,000709,364,000663,990,000
Weighted average diluted shares outstanding723,267,000728,535,000710,515,000665,707,000

Bank of Montreal Balance Sheet

Total assets
Total liabilities & equity
Liquidity ratio MRQ
—
Current ratio MRQ
—
Long-term debt / assets MRQ
163,570,000,000%
Total debt / assets MRQ
—
Period end31/10/202531/10/202431/10/202331/10/2022
Total assets1,476,802,000,0001,409,647,000,0001,293,276,000,0001,139,199,000,000
Total liabilities1,388,702,000,0001,325,361,000,0001,216,239,000,0001,068,161,000,000
Total equity88,051,000,00084,250,000,00077,009,000,00071,038,000,000

All line items

Line item31/10/202531/10/202431/10/202331/10/2022
Cash and cash equivalents70,322,000,00068,738,000,00082,043,000,00093,200,000,000
Short-term investments33,836,000,00044,791,000,00032,251,000,00025,007,000,000
Cash and short-term investments104,158,000,000113,529,000,000114,310,000,000118,207,000,000
Net receivables54,178,000,00042,430,000,00011,808,000,0008,094,000,000
Accounts receivable52,208,000,00040,211,000,0009,756,000,0006,673,000,000
Other receivables1,970,000,0002,219,000,0002,052,000,0001,421,000,000
Inventory0000
Prepaid expenses0000
Other current assets0000
Total current assets158,336,000,000155,959,000,000114,310,000,000126,301,000,000
Property, plant and equipment (net)6,277,000,0006,316,000,0006,365,000,0005,104,000,000
Goodwill16,797,000,00016,774,000,00016,728,000,0005,285,000,000
Intangible assets4,758,000,0004,925,000,0005,216,000,0002,193,000,000
Goodwill and intangible assets21,555,000,00021,699,000,00021,944,000,0007,478,000,000
Long-term investments947,083,000,000398,607,000,000321,095,000,000272,916,000,000
Tax assets2,732,000,0003,024,000,0001,284,000,0001,175,000,000
Other non-current assets340,819,000,000827,066,000,000879,661,000,000-1,175,000,000
Total non-current assets1,318,466,000,0001,253,688,000,0001,229,065,000,000285,498,000,000
Other assets00-50,099,000,000727,400,000,000
Total assets1,476,802,000,0001,409,647,000,0001,293,276,000,0001,139,199,000,000
Total payables62,900,000,00058,289,000,00037,886,000,00024,410,000,000
Accounts payable62,900,000,00052,186,000,00019,722,000,00016,491,000,000
Other payables06,103,000,00018,164,000,0007,919,000,000
Accrued expenses0021,507,000,0000
Short-term debt248,310,000,000106,837,000,000108,536,000,00096,072,000,000
Capital lease obligations (current)0000
Tax payables329,000,000470,000,00044,000,000425,000,000
Deferred revenue0000
Other current liabilities814,227,000,000911,585,000,000476,259,000,000-120,482,000,000
Total current liabilities1,125,437,000,0001,076,711,000,000644,188,000,000113,004,000,000
Long-term debt163,570,000,000152,277,000,000136,693,000,000123,734,000,000
Capital lease obligations (non-current)3,315,000,0003,326,000,0003,506,000,0002,835,000,000
Deferred revenue (non-current)00-101,006,000,0000
Deferred tax liabilities (non-current)1,000,0001,000,00016,000,000102,000,000
Other non-current liabilities96,379,000,00093,046,000,000431,836,000,000-126,671,000,000
Total non-current liabilities263,265,000,000248,650,000,000572,051,000,000113,004,000,000
Other liabilities000842,153,000,000
Capital lease obligations3,315,000,0003,326,000,0003,506,000,0002,835,000,000
Total liabilities1,388,702,000,0001,325,361,000,0001,216,239,000,0001,068,161,000,000
Treasury stock0000
Preferred stock1,550,000,0002,050,000,0003,300,000,0002,650,000,000
Common stock23,359,000,00023,921,000,00022,941,000,00017,744,000,000
Retained earnings47,377,000,00046,469,000,00044,920,000,00045,117,000,000
Additional paid-in capital373,000,000354,000,000328,000,000317,000,000
Accumulated other comprehensive income/loss7,986,000,0005,419,000,0001,862,000,0001,552,000,000
Other stockholders' equity7,406,000,0006,037,000,0003,658,000,0003,658,000,000
Total stockholders' equity88,051,000,00084,250,000,00077,009,000,00071,038,000,000
Total equity88,100,000,00084,286,000,00077,037,000,00071,038,000,000
Minority interest49,000,00036,000,00028,000,0000
Total liabilities and total equity1,476,802,000,0001,409,647,000,0001,293,276,000,0001,139,199,000,000
Total investments980,919,000,000443,398,000,000354,630,000,000297,923,000,000
Total debt415,195,000,000262,440,000,000248,735,000,000222,641,000,000
Net debt344,873,000,000193,702,000,000166,692,000,000129,441,000,000

Bank of Montreal Cash Flow Statement

Cash from operations
Cash from investing
Cash flow / share TTM
—
Revenue / share TTM
—
Operating cash flow TTM
—
Period end31/10/202531/10/202431/10/202331/10/2022
Cash from operations10,240,000,00029,030,000,0009,591,000,0004,957,000,000
Cash from investing605,000,000-24,529,000,000-21,157,000,000-29,471,000,000
Cash from financing-8,673,000,000-17,412,000,000268,000,00015,980,000,000
Net change in cash2,386,000,000-12,836,000,000-9,532,000,000-5,795,000,000

All line items

Line item31/10/202531/10/202431/10/202331/10/2022
Net income8,725,000,0007,327,000,0004,437,000,00013,537,000,000
Depreciation and amortization2,180,000,0002,110,000,0002,099,000,0001,384,000,000
Deferred income tax12,000,000153,000,000-708,000,000475,000,000
Stock-based compensation00597,000,000760,000,000
Change in working capital-4,010,000,00016,086,000,0001,850,000,000-10,121,000,000
Accounts receivable0257,000,0001,954,000,000-1,170,000,000
Inventory0000
Accounts payable0001,312,000,000
Other working capital-4,010,000,00015,829,000,000-104,000,000-10,263,000,000
Other non-cash items3,333,000,0003,354,000,0001,316,000,000-1,078,000,000
Net cash from operating activities10,240,000,00029,030,000,0009,591,000,0004,957,000,000
Investments in property, plant and equipment-1,729,000,000-1,564,000,000-1,677,000,000-1,448,000,000
Acquisitions (net)00-15,102,000,0001,226,000,000
Purchases of investments-78,686,000,000-86,980,000,000-50,149,000,000-96,598,000,000
Sales/maturities of investments80,166,000,00063,500,000,00044,091,000,00064,033,000,000
Other investing activities854,000,000515,000,0001,680,000,0003,316,000,000
Net cash from investing activities605,000,000-24,529,000,000-21,157,000,000-29,471,000,000
Net debt issuance-321,000,000-2,684,000,000-3,098,000,0007,807,000,000
Long-term net debt issuance-321,000,000-2,684,000,000-3,098,000,0007,807,000,000
Short-term net debt issuance0000
Net stock issuance-2,373,000,0001,186,000,0004,001,000,0003,841,000,000
Net common stock issuance-3,238,000,0001,186,000,0003,353,000,0003,841,000,000
Common stock issuance158,000,0002,436,000,0003,353,000,0005,358,000,000
Common stock repurchased-3,396,000,000-1,250,000,0000-1,517,000,000
Net preferred stock issuance865,000,0000648,000,0000
Net dividends paid-5,031,000,000-3,840,000,000-2,703,000,000-2,595,000,000
Common dividends paid-5,031,000,000-3,840,000,000-2,703,000,000-2,595,000,000
Preferred dividends paid0000
Other financing activities-948,000,000-12,074,000,0002,068,000,0006,927,000,000
Net cash from financing activities-8,673,000,000-17,412,000,000268,000,00015,980,000,000
Effect of FX changes on cash214,000,00075,000,0001,766,000,0002,739,000,000
Net change in cash2,386,000,000-12,836,000,000-9,532,000,000-5,795,000,000
Cash at end of period67,484,000,00065,098,000,00077,934,000,00087,466,000,000
Cash at beginning of period65,098,000,00077,934,000,00087,466,000,00093,261,000,000
Operating cash flow10,240,000,00029,030,000,00021,269,000,0004,957,000,000
Capital expenditure-1,729,000,000-1,564,000,000-1,677,000,000-1,448,000,000
Free cash flow8,511,000,00027,466,000,00019,592,000,0003,509,000,000
Income taxes paid2,831,000,0002,450,000,0002,591,000,0002,374,000,000
Interest paid43,135,000,00045,092,000,00033,747,000,0009,557,000,000