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Crédit Agricole S.A. logo
ACA.PA
Crédit Agricole S.A.
13:12:21
17.7 €
0.0000 (%0.00)
Previous Close: 17.62
Day Low₺17.545
Day High₺17.74
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ACA.PA: Crédit Agricole S.A. Financials

Crédit Agricole S.A. Income Statement

Total revenue
Net income
Gross margin TTM
62.62%
Operating margin TTM
9.73%
Net profit margin TTM
6.3%
Return on investment TTM
10.18%
Period end31/12/202531/12/202431/12/202331/12/2022
Total revenue112,320,000,000104,967,000,00097,730,000,00045,577,000,000
Operating income10,929,000,00010,432,000,0009,349,000,0007,500,000,000
Net income7,074,000,0007,087,000,0006,348,000,0005,306,000,000

All line items

Line item31/12/202531/12/202431/12/202331/12/2022
Total revenue112,320,000,000104,967,000,00097,730,000,00045,577,000,000
Cost of revenue41,986,000,00050,718,000,00046,473,000,00018,864,000,000
Gross profit70,334,000,00054,249,000,00051,257,000,00026,713,000,000
Research and development expenses0000
General and administrative expenses10,160,000,0009,564,000,0008,680,000,0007,899,000,000
Selling and marketing expenses0000
Selling, general and administrative expenses10,160,000,0009,564,000,0008,680,000,0007,899,000,000
Other expenses49,245,000,00034,253,000,00033,228,000,00011,314,000,000
Operating expenses59,405,000,00043,817,000,00041,908,000,00019,213,000,000
Cost and expenses101,391,000,00094,535,000,00088,381,000,00038,077,000,000
Net interest income17,868,000,00016,529,000,00015,886,000,00014,417,000,000
Interest income57,693,000,00065,674,000,00060,762,000,00031,383,000,000
Interest expense39,825,000,00049,145,000,00044,876,000,00016,966,000,000
Depreciation and amortization747,000,000722,000,000700,000,000716,000,000
EBITDA11,676,000,00011,154,000,00010,049,000,0008,216,000,000
EBIT10,929,000,00010,432,000,0009,349,000,0007,500,000,000
Non-operating income (excl. interest)0000
Operating income10,929,000,00010,432,000,0009,349,000,0007,500,000,000
Total other income/expenses (net)0000
Income before tax10,929,000,00010,432,000,0009,349,000,0007,500,000,000
Income tax expense2,349,000,0002,472,000,0002,200,000,0001,806,000,000
Net income from continuing operations8,580,000,0007,960,000,0007,149,000,0005,694,000,000
Net income from discontinued operations00-3,000,000121,000,000
Other adjustments to net income-527,000,000194,000,000197,000,000371,000,000
Net income7,074,000,0007,087,000,0006,348,000,0005,306,000,000
Net income deductions476,000,000729,000,000458,000,000412,000,000
Bottom line net income6,598,000,0006,358,000,0005,890,000,0004,894,000,000
EPS2222
Diluted EPS2222
Weighted average shares outstanding3,027,231,0003,015,082,0653,031,055,3332,989,007,006
Weighted average diluted shares outstanding3,027,231,0003,015,082,0653,031,055,3332,989,007,006

Crédit Agricole S.A. Balance Sheet

Total assets
Total liabilities & equity
Liquidity ratio MRQ
—
Current ratio MRQ
—
Long-term debt / assets MRQ
278,496,000,000%
Total debt / assets MRQ
—
Period end31/12/202531/12/202431/12/202331/12/2022
Total assets2,374,307,000,0002,309,782,000,0002,189,398,000,0002,138,086,000,000
Total liabilities2,296,588,000,0002,233,689,000,0002,116,699,000,0002,068,595,000,000
Total equity69,518,000,00067,492,000,00063,866,000,00060,530,000,000

All line items

Line item31/12/202531/12/202431/12/202331/12/2022
Cash and cash equivalents167,551,000,000165,654,000,000180,537,000,000210,790,000,000
Short-term investments396,317,000,000395,080,000,000319,288,000,000270,035,000,000
Cash and short-term investments563,868,000,000560,734,000,000499,825,000,000480,825,000,000
Net receivables0000
Accounts receivable0000
Other receivables0000
Inventory0000
Prepaid expenses0000
Other current assets0000
Total current assets563,868,000,000560,734,000,000499,825,000,000480,825,000,000
Property, plant and equipment (net)10,311,000,0009,712,000,0008,586,000,0006,020,000,000
Goodwill16,406,000,00016,263,000,00015,929,000,00015,682,000,000
Intangible assets3,415,000,0003,412,000,0003,142,000,0003,094,000,000
Goodwill and intangible assets19,821,000,00019,675,000,00019,071,000,00018,776,000,000
Long-term investments1,731,900,000,0001,664,157,000,0001,598,415,000,0001,560,612,000,000
Tax assets3,063,000,0003,002,000,0003,782,000,0004,496,000,000
Other non-current assets45,344,000,00052,502,000,00059,719,000,00067,357,000,000
Total non-current assets1,810,439,000,0001,749,048,000,0001,689,573,000,0001,657,261,000,000
Other assets0000
Total assets2,374,307,000,0002,309,782,000,0002,189,398,000,0002,138,086,000,000
Total payables0000
Accounts payable0000
Other payables0000
Accrued expenses0000
Short-term debt239,273,000,000386,604,000,000373,258,000,000380,598,000,000
Capital lease obligations (current)0000
Tax payables01,984,000,0002,064,000,0001,576,000,000
Deferred revenue0000
Other current liabilities0000
Total current liabilities239,273,000,000386,604,000,000373,258,000,000380,598,000,000
Long-term debt278,496,000,000255,953,000,000231,990,000,000233,321,000,000
Capital lease obligations (non-current)1,458,000,0001,496,000,0001,464,000,0001,482,000,000
Deferred revenue (non-current)01,551,000,0001,507,000,0001,332,000,000
Deferred tax liabilities (non-current)2,098,000,0001,259,000,0001,027,000,000631,000,000
Other non-current liabilities1,775,263,000,0001,586,826,000,0001,507,453,000,0001,451,231,000,000
Total non-current liabilities2,057,315,000,0001,847,085,000,0001,743,441,000,0001,687,997,000,000
Other liabilities0000
Capital lease obligations1,458,000,0001,496,000,0001,464,000,0001,482,000,000
Total liabilities2,296,588,000,0002,233,689,000,0002,116,699,000,0002,068,595,000,000
Treasury stock-111,000,000-328,000,000-377,000,000-287,000,000
Preferred stock0000
Common stock9,078,000,0009,124,000,0009,159,000,0009,128,000,000
Retained earnings0000
Additional paid-in capital56,472,000,00053,578,000,00051,170,000,00049,638,000,000
Accumulated other comprehensive income/loss-2,995,000,0005,118,000,0003,914,000,0002,051,000,000
Other stockholders' equity7,074,000,000000
Total stockholders' equity69,518,000,00067,492,000,00063,866,000,00060,530,000,000
Total equity77,720,000,00076,093,000,00072,699,000,00069,491,000,000
Minority interest8,202,000,0008,601,000,0008,833,000,0008,961,000,000
Total liabilities and total equity2,374,307,000,0002,309,782,000,0002,189,398,000,0002,138,086,000,000
Total investments2,128,217,000,0002,059,237,000,0001,917,703,000,0001,830,647,000,000
Total debt519,227,000,000644,053,000,000606,712,000,000615,401,000,000
Net debt351,676,000,000478,399,000,000426,175,000,000404,611,000,000

Crédit Agricole S.A. Cash Flow Statement

Cash from operations
Cash from investing
Cash flow / share TTM
—
Revenue / share TTM
—
Operating cash flow TTM
—
Period end31/12/202531/12/202431/12/202331/12/2022
Cash from operations19,013,000,000-27,152,000,000-54,828,000,0001,463,000,000
Cash from investing-4,402,000,000-2,759,000,0008,664,000,000-5,035,000,000
Cash from financing-4,491,000,00011,619,000,00017,193,000,000598,000,000
Net change in cash2,635,000,000-19,471,000,000-31,647,000,000-4,298,000,000

All line items

Line item31/12/202531/12/202431/12/202331/12/2022
Net income7,074,000,0008,640,000,0008,258,000,0005,306,000,000
Depreciation and amortization1,331,000,0002,119,000,0001,985,000,0001,115,000,000
Deferred income tax0000
Stock-based compensation102,700,000110,400,00086,500,00061,000,000
Change in working capital-26,701,000,000-62,348,000,000-81,633,000,000-1,199,000,000
Accounts receivable0000
Inventory0000
Accounts payable0000
Other working capital-26,701,000,000-62,348,000,000-81,633,000,000-1,199,000,000
Other non-cash items37,206,300,00024,326,600,00016,475,500,000-3,820,000,000
Net cash from operating activities19,013,000,000-27,152,000,000-54,828,000,0001,463,000,000
Investments in property, plant and equipment-1,117,000,000-1,837,000,000-1,732,000,000-1,042,000,000
Acquisitions (net)0000
Purchases of investments0000
Sales/maturities of investments0000
Other investing activities-3,285,000,000-922,000,00010,396,000,000-3,993,000,000
Net cash from investing activities-4,402,000,000-2,759,000,0008,664,000,000-5,035,000,000
Net debt issuance0000
Long-term net debt issuance0000
Short-term net debt issuance0000
Net stock issuance0-148,000,000-1,269,000,0000
Net common stock issuance0-148,000,000-1,269,000,0000
Common stock issuance0000
Common stock repurchased0-148,000,000-1,269,000,0000
Net preferred stock issuance0000
Net dividends paid-3,328,000,000-3,911,000,000-3,803,000,0000
Common dividends paid-3,328,000,000-3,911,000,000-3,803,000,0000
Preferred dividends paid0000
Other financing activities-1,163,000,00015,678,000,00022,265,000,000598,000,000
Net cash from financing activities-4,491,000,00011,619,000,00017,193,000,000598,000,000
Effect of FX changes on cash-7,484,000,000-1,179,000,000-2,676,000,000-1,324,000,000
Net change in cash2,635,000,000-19,471,000,000-31,647,000,000-4,298,000,000
Cash at end of period135,779,000,000156,759,000,000123,784,000,000155,431,000,000
Cash at beginning of period133,144,000,000176,230,000,000155,431,000,000159,729,000,000
Operating cash flow19,013,000,000-27,152,000,000-54,828,000,0001,463,000,000
Capital expenditure-1,117,000,000-1,837,000,000-1,732,000,000-1,042,000,000
Free cash flow17,896,000,000-28,989,000,000-56,560,000,000421,000,000
Income taxes paid0000
Interest paid0000