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BPER Banca S.p.A. logo
BPE.MI
BPER Banca S.p.A.
13:12:09
13.878 €
0.0000 (%0.00)
Previous Close: 13.88
Day Low₺13.798
Day High₺13.97
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BPE.MI: BPER Banca S.p.A. Financials

BPER Banca S.p.A. Income Statement

Total revenue
Net income
Gross margin TTM
82.31%
Operating margin TTM
30.11%
Net profit margin TTM
20.11%
Return on investment TTM
10.98%
Period end31/12/202531/12/202431/12/202331/12/2022
Total revenue9,043,179,0007,625,037,0007,385,900,0004,747,733,000
Operating income2,722,819,0002,053,980,0001,724,643,0001,388,095,000
Net income1,818,447,0001,402,649,0001,519,496,0001,448,975,000

All line items

Line item31/12/202531/12/202431/12/202331/12/2022
Total revenue9,043,179,0007,625,037,0007,385,900,0004,747,733,000
Cost of revenue1,599,747,0001,636,667,0001,510,810,000433,566,000
Gross profit7,443,432,0005,988,370,0005,875,090,0004,314,167,000
Research and development expenses0000
General and administrative expenses1,137,110,000727,950,000775,637,000885,485,000
Selling and marketing expenses27,506,00043,997,00041,198,00027,692,000
Selling, general and administrative expenses1,164,616,000771,947,000816,835,000913,177,000
Other expenses3,556,586,0003,162,443,0003,333,612,0002,012,895,000
Operating expenses4,721,202,0003,934,390,0004,150,447,0002,926,072,000
Cost and expenses6,320,949,0005,571,057,0005,661,257,0003,359,638,000
Net interest income3,871,283,0003,376,876,0003,251,817,0001,825,893,000
Interest income5,242,900,0005,013,543,0004,762,627,0002,259,459,000
Interest expense1,371,617,0001,636,667,0001,510,810,000433,566,000
Depreciation and amortization248,647,000364,645,000311,220,000257,836,000
EBITDA2,955,987,0002,418,625,0002,035,863,0001,645,931,000
EBIT2,707,340,0002,053,980,0001,724,643,0001,388,095,000
Non-operating income (excl. interest)15,479,000000
Operating income2,722,819,0002,053,980,0001,724,643,0001,388,095,000
Total other income/expenses (net)-25,718,000000
Income before tax2,697,101,0002,053,980,0001,724,643,0001,388,095,000
Income tax expense842,353,000615,470,000172,874,000-85,785,000
Net income from continuing operations1,854,748,0001,438,510,0001,551,769,0001,473,880,000
Net income from discontinued operations0000
Other adjustments to net income25,718,000000
Net income1,818,447,0001,402,649,0001,519,496,0001,448,975,000
Net income deductions0003,609,000
Bottom line net income1,818,447,0001,402,649,0001,519,496,0001,445,366,000
EPS0.930.9911
Diluted EPS0.930.9711
Weighted average shares outstanding1,964,659,0001,414,585,0001,415,172,0001,411,912,243
Weighted average diluted shares outstanding1,964,659,0001,448,995,0001,450,442,0001,447,626,529

BPER Banca S.p.A. Balance Sheet

Total assets
Total liabilities & equity
Liquidity ratio MRQ
—
Current ratio MRQ
—
Long-term debt / assets MRQ
26,330,504,000%
Total debt / assets MRQ
—
Period end31/12/202531/12/202431/12/202331/12/2022
Total assets204,649,960,000140,591,432,000142,128,359,000152,302,794,000
Total liabilities187,054,461,000129,027,152,000132,562,882,000144,182,265,000
Total equity16,565,045,00011,353,867,0009,366,149,0007,940,173,000

All line items

Line item31/12/202531/12/202431/12/202331/12/2022
Cash and cash equivalents11,681,192,0008,991,837,00010,085,595,00015,434,129,000
Short-term investments1,020,166,000000
Cash and short-term investments12,701,358,0008,991,837,00010,085,595,00015,434,129,000
Net receivables242,663,000145,444,000151,136,000143,192,000
Accounts receivable0145,444,000151,136,000143,192,000
Other receivables242,663,000000
Inventory00-11,800,546,000-19,324,136,000
Prepaid expenses0000
Other current assets345,782,000011,649,410,00017,887,448,000
Total current assets13,289,803,0009,137,281,00010,085,595,00014,140,633,000
Property, plant and equipment (net)3,132,924,0002,065,773,0001,962,823,0002,546,295,000
Goodwill575,706,000170,018,000170,018,000204,392,000
Intangible assets1,032,533,000540,745,000478,963,000359,110,000
Goodwill and intangible assets1,608,239,000710,763,000648,981,000563,502,000
Long-term investments177,664,990,00089,163,237,00030,334,466,00032,850,440,000
Tax assets1,448,109,0001,384,164,0001,834,489,0002,352,389,000
Other non-current assets8,094,340,00038,130,214,000304,598,000-2,352,389,000
Total non-current assets191,948,602,000131,454,151,00033,250,868,00035,960,237,000
Other assets0098,791,896,000102,201,924,000
Total assets204,649,960,000140,591,432,000142,128,359,000152,302,794,000
Total payables5,061,272,0001,568,072,0005,450,385,0006,003,408,000
Accounts payable2,057,702,0001,568,072,0001,809,031,0002,370,361,000
Other payables3,003,570,00003,641,354,0003,633,047,000
Accrued expenses0000
Short-term debt006,489,320,0000
Capital lease obligations (current)0000
Tax payables0328,612,000279,008,000267,112,000
Deferred revenue000-1,649,721,000
Other current liabilities136,828,081,00095,949,281,00091,604,516,000102,134,657,000
Total current liabilities141,889,353,00097,517,353,000103,544,221,000106,488,344,000
Long-term debt26,330,504,00019,868,569,00020,731,719,00010,024,342,000
Capital lease obligations (non-current)0000
Deferred revenue (non-current)000-63,388,000
Deferred tax liabilities (non-current)395,052,0000063,388,000
Other non-current liabilities161,771,132,00011,641,230,000111,831,163,00027,669,579,000
Total non-current liabilities188,496,688,00031,509,799,000132,562,882,00037,693,921,000
Other liabilities0000
Capital lease obligations0000
Total liabilities187,054,461,000129,027,152,000132,562,882,000144,182,265,000
Treasury stock-41,547,000-32,035,000-2,250,000-5,678,000
Preferred stock0000
Common stock2,953,572,0002,121,637,0002,104,316,0002,104,316,000
Retained earnings1,818,447,0001,402,649,0005,055,944,0003,785,380,000
Additional paid-in capital4,589,105,0001,244,576,0001,236,525,0001,237,276,000
Accumulated other comprehensive income/loss00971,614,000818,879,000
Other stockholders' equity7,245,468,0006,617,040,0004,508,062,0003,155,284,000
Total stockholders' equity16,565,045,00011,353,867,0009,366,149,0007,940,173,000
Total equity17,595,499,00011,564,280,0009,565,477,0008,120,529,000
Minority interest1,030,454,000210,413,000199,328,000180,356,000
Total liabilities and total equity204,649,960,000140,591,432,000142,128,359,000152,302,794,000
Total investments178,685,156,00089,163,237,00030,334,466,00032,850,440,000
Total debt26,330,504,00019,868,569,00025,180,571,00010,024,342,000
Net debt14,649,312,00010,876,732,0001,816,874,000-5,409,787,000

BPER Banca S.p.A. Cash Flow Statement

Cash from operations
Cash from investing
Cash flow / share TTM
—
Revenue / share TTM
—
Operating cash flow TTM
—
Period end31/12/202531/12/202431/12/202331/12/2022
Cash from operations9,015,296,000-2,495,397,000-3,419,544,00012,793,995,000
Cash from investing2,711,111,000-215,288,000-314,078,000-17,069,000
Cash from financing-7,932,439,000513,328,000-178,373,000-85,502,000
Net change in cash3,793,292,000-2,197,695,000-3,911,846,00012,691,159,000

All line items

Line item31/12/202531/12/202431/12/202331/12/2022
Net income1,818,447,0001,402,649,0001,519,496,0001,448,975,000
Depreciation and amortization00263,564,000220,672,000
Deferred income tax000-587,000
Stock-based compensation011,778,0006,157,000587,000
Change in working capital5,907,136,000-3,270,116,000-8,105,739,00010,927,603,000
Accounts receivable0000
Inventory0000
Accounts payable0000
Other working capital5,907,136,000-3,270,116,000-8,105,739,00010,927,603,000
Other non-cash items1,289,713,000-627,930,0002,896,978,000196,745,000
Net cash from operating activities9,015,296,000-2,495,397,000-3,419,544,00012,793,995,000
Investments in property, plant and equipment-312,321,000-358,097,000-155,798,000-334,586,000
Acquisitions (net)036,684,000-3,845,000275,957,000
Purchases of investments-415,706,000-74,010,0000-474,126,000
Sales/maturities of investments1,755,973,0001,560,225,000019,993,537,000
Other investing activities1,683,165,000-1,380,090,000-154,435,000-19,477,851,000
Net cash from investing activities2,711,111,000-215,288,000-314,078,000-17,069,000
Net debt issuance-7,570,669,000-3,624,220,0005,070,873,00018,907,368,000
Long-term net debt issuance-7,570,669,000-3,624,220,0005,070,873,00018,907,368,000
Short-term net debt issuance0000
Net stock issuance714,938,000961,183,0002,677,0005,771,000
Net common stock issuance714,938,000961,183,0002,677,0005,771,000
Common stock issuance735,979,000989,846,0002,677,0005,771,000
Common stock repurchased-21,041,000-28,663,00000
Net preferred stock issuance0000
Net dividends paid-1,076,708,000-447,855,000-181,050,000-91,273,000
Common dividends paid-1,076,708,000-447,855,000-181,050,000-91,273,000
Preferred dividends paid0000
Other financing activities03,624,220,000-5,070,873,000-18,907,368,000
Net cash from financing activities-7,932,439,000513,328,000-178,373,000-85,502,000
Effect of FX changes on cash-676,000-338,000149,000-265,000
Net change in cash3,793,292,000-2,197,695,000-3,911,846,00012,691,159,000
Cash at end of period11,681,192,0007,887,900,00010,085,595,00013,997,441,000
Cash at beginning of period7,887,900,00010,085,595,00013,997,441,0001,306,282,000
Operating cash flow9,015,296,000-2,495,397,000-3,419,544,00012,793,995,000
Capital expenditure-89,252,000-135,669,000-155,798,000-334,586,000
Free cash flow8,926,044,000-2,631,066,000-3,575,341,99912,459,409,000
Income taxes paid0000
Interest paid0000