STAN.L: Standard Chartered PLC Financials
Standard Chartered PLC Income Statement
Total revenue
Net income
Gross margin TTM
52.01%
Operating margin TTM
17.21%
Net profit margin TTM
12.68%
Return on investment TTM
9.59%
| Period end | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 |
|---|---|---|---|---|
| Total revenue | 40,942,331,000 | 41,310,000,000 | 37,176,000,000 | 23,837,000,000 |
| Operating income | 7,045,785,000 | 6,014,000,000 | 5,093,000,000 | 4,286,000,000 |
| Net income | 5,191,685,000 | 4,050,000,000 | 3,469,000,000 | 2,948,000,000 |
All line items
| Line item | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 |
|---|---|---|---|---|
| Total revenue | 40,942,331,000 | 41,310,000,000 | 37,176,000,000 | 23,837,000,000 |
| Cost of revenue | 19,647,745,000 | 21,496,000,000 | 19,458,000,000 | 7,659,000,000 |
| Gross profit | 21,294,586,000 | 19,814,000,000 | 17,718,000,000 | 16,178,000,000 |
| Research and development expenses | 0 | 0 | 0 | 0 |
| General and administrative expenses | 9,546,166,000 | 2,375,000,000 | 1,691,000,000 | 1,592,000,000 |
| Selling and marketing expenses | 0 | 0 | 0 | 0 |
| Selling, general and administrative expenses | 9,546,166,000 | 2,375,000,000 | 1,691,000,000 | 1,592,000,000 |
| Other expenses | 4,702,635,000 | 11,425,000,000 | 10,934,000,000 | 10,300,000,000 |
| Operating expenses | 14,248,801,000 | 13,800,000,000 | 12,625,000,000 | 11,892,000,000 |
| Cost and expenses | 33,896,546,000 | 35,296,000,000 | 32,083,000,000 | 19,551,000,000 |
| Net interest income | 6,090,148,000 | 6,366,000,000 | 7,769,000,000 | 7,593,000,000 |
| Interest income | 25,072,213,000 | 27,862,000,000 | 27,227,000,000 | 15,252,000,000 |
| Interest expense | 18,982,066,000 | 21,496,000,000 | 19,458,000,000 | 7,659,000,000 |
| Depreciation and amortization | 491,092,000 | 1,126,000,000 | 1,071,000,000 | 1,186,000,000 |
| EBITDA | 7,536,877,000 | 7,140,000,000 | 6,164,000,000 | 5,472,000,000 |
| EBIT | 7,045,785,000 | 6,014,000,000 | 5,093,000,000 | 4,286,000,000 |
| Non-operating income (excl. interest) | 0 | 0 | 0 | 0 |
| Operating income | 7,045,785,000 | 6,014,000,000 | 5,093,000,000 | 4,286,000,000 |
| Total other income/expenses (net) | 0 | 0 | 0 | 0 |
| Income before tax | 7,045,785,000 | 6,014,000,000 | 5,093,000,000 | 4,286,000,000 |
| Income tax expense | 1,905,149,000 | 1,972,000,000 | 1,631,000,000 | 1,384,000,000 |
| Net income from continuing operations | 5,140,636,000 | 4,042,000,000 | 3,462,000,000 | 2,902,000,000 |
| Net income from discontinued operations | 0 | 0 | 0 | 0 |
| Other adjustments to net income | 63,301,000 | 0 | 0 | 0 |
| Net income | 5,191,685,000 | 4,050,000,000 | 3,469,000,000 | 2,948,000,000 |
| Net income deductions | 436,980,000 | 0 | 0 | 0 |
| Bottom line net income | 4,653,628,000 | 3,593,000,000 | 3,017,000,000 | 2,547,000,000 |
| EPS | 2 | 1 | 1 | 0.86 |
| Diluted EPS | 2 | 1 | 1 | 0.84 |
| Weighted average shares outstanding | 2,333,000,000 | 2,543,000,000 | 2,778,000,000 | 2,966,000,000 |
| Weighted average diluted shares outstanding | 2,404,000,000 | 2,610,000,000 | 2,841,000,000 | 3,023,000,000 |
Standard Chartered PLC Balance Sheet
Total assets
Total liabilities & equity
Liquidity ratio MRQ
—
Current ratio MRQ
—
Long-term debt / assets MRQ
105,367,000,000%
Total debt / assets MRQ
—
| Period end | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 |
|---|---|---|---|---|
| Total assets | 919,955,000,000 | 849,688,000,000 | 822,844,000,000 | 819,922,000,000 |
| Total liabilities | 865,369,000,000 | 798,404,000,000 | 772,491,000,000 | 769,906,000,000 |
| Total equity | 54,121,000,000 | 50,890,000,000 | 49,957,000,000 | 49,666,000,000 |
All line items
| Line item | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 |
|---|---|---|---|---|
| Cash and cash equivalents | 77,746,000,000 | 63,447,000,000 | 69,905,000,000 | 58,263,000,000 |
| Short-term investments | 0 | 86,195,000,000 | 81,847,000,000 | 64,491,000,000 |
| Cash and short-term investments | 77,746,000,000 | 149,642,000,000 | 151,752,000,000 | 122,754,000,000 |
| Net receivables | 574,000,000 | 0 | 0 | 0 |
| Accounts receivable | 0 | 0 | 0 | 0 |
| Other receivables | 574,000,000 | 0 | 0 | 0 |
| Inventory | 0 | 0 | 0 | 0 |
| Prepaid expenses | 3,058,000,000 | 3,207,000,000 | 3,033,000,000 | 3,149,000,000 |
| Other current assets | 0 | 0 | 0 | 0 |
| Total current assets | 81,378,000,000 | 152,849,000,000 | 154,785,000,000 | 125,903,000,000 |
| Property, plant and equipment (net) | 2,559,000,000 | 2,425,000,000 | 2,274,000,000 | 5,522,000,000 |
| Goodwill | 2,423,000,000 | 2,387,000,000 | 2,429,000,000 | 2,471,000,000 |
| Intangible assets | 3,808,000,000 | 3,404,000,000 | 3,785,000,000 | 3,398,000,000 |
| Goodwill and intangible assets | 6,231,000,000 | 5,791,000,000 | 6,214,000,000 | 5,869,000,000 |
| Long-term investments | 414,335,000,000 | 83,424,000,000 | 52,209,000,000 | 66,973,000,000 |
| Tax assets | 493,000,000 | 414,000,000 | 702,000,000 | 834,000,000 |
| Other non-current assets | 414,959,000,000 | 604,785,000,000 | 606,660,000,000 | 614,821,000,000 |
| Total non-current assets | 838,577,000,000 | 696,839,000,000 | 668,059,000,000 | 694,019,000,000 |
| Other assets | 0 | 0 | 0 | 0 |
| Total assets | 919,955,000,000 | 849,688,000,000 | 822,844,000,000 | 819,922,000,000 |
| Total payables | 709,000,000 | 0 | 0 | 0 |
| Accounts payable | 0 | 0 | 0 | 0 |
| Other payables | 709,000,000 | 0 | 0 | 0 |
| Accrued expenses | 0 | 0 | 0 | 0 |
| Short-term debt | 0 | 0 | 0 | 0 |
| Capital lease obligations (current) | 0 | 0 | 0 | 0 |
| Tax payables | 709,000,000 | 726,000,000 | 811,000,000 | 583,000,000 |
| Deferred revenue | 0 | 0 | 0 | 0 |
| Other current liabilities | 582,749,000,000 | 513,554,000,000 | 516,590,000,000 | 503,238,000,000 |
| Total current liabilities | 583,458,000,000 | 513,554,000,000 | 516,590,000,000 | 503,238,000,000 |
| Long-term debt | 105,367,000,000 | 96,247,000,000 | 93,025,000,000 | 91,672,000,000 |
| Capital lease obligations (non-current) | 0 | 0 | 0 | 0 |
| Deferred revenue (non-current) | 0 | 0 | 0 | 0 |
| Deferred tax liabilities (non-current) | 0 | 0 | 0 | 0 |
| Other non-current liabilities | 176,544,000,000 | 188,603,000,000 | 162,876,000,000 | 174,996,000,000 |
| Total non-current liabilities | 281,911,000,000 | 284,850,000,000 | 255,901,000,000 | 266,668,000,000 |
| Other liabilities | 0 | 0 | 0 | 0 |
| Capital lease obligations | 0 | 0 | 0 | 0 |
| Total liabilities | 865,369,000,000 | 798,404,000,000 | 772,491,000,000 | 769,906,000,000 |
| Treasury stock | 0 | 0 | 0 | 0 |
| Preferred stock | 0 | 0 | 0 | 0 |
| Common stock | 1,131,000,000 | 1,212,000,000 | 1,332,000,000 | 1,447,000,000 |
| Retained earnings | 29,573,000,000 | 28,969,000,000 | 28,459,000,000 | 28,067,000,000 |
| Additional paid-in capital | 5,483,000,000 | 5,483,000,000 | 5,483,000,000 | 5,483,000,000 |
| Accumulated other comprehensive income/loss | 0 | 0 | 0 | 0 |
| Other stockholders' equity | 17,934,000,000 | 15,226,000,000 | 14,683,000,000 | 14,669,000,000 |
| Total stockholders' equity | 54,121,000,000 | 50,890,000,000 | 49,957,000,000 | 49,666,000,000 |
| Total equity | 54,586,000,000 | 51,284,000,000 | 50,353,000,000 | 50,016,000,000 |
| Minority interest | 465,000,000 | 394,000,000 | 396,000,000 | 350,000,000 |
| Total liabilities and total equity | 919,955,000,000 | 849,688,000,000 | 822,844,000,000 | 819,922,000,000 |
| Total investments | 414,335,000,000 | 169,619,000,000 | 134,056,000,000 | 131,464,000,000 |
| Total debt | 105,367,000,000 | 96,247,000,000 | 93,025,000,000 | 91,672,000,000 |
| Net debt | 27,621,000,000 | 32,800,000,000 | 23,120,000,000 | 33,409,000,000 |
Standard Chartered PLC Cash Flow Statement
Cash from operations
Cash from investing
Cash flow / share TTM
—
Revenue / share TTM
—
Operating cash flow TTM
—
| Period end | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 |
|---|---|---|---|---|
| Cash from operations | 36,841,000,000 | -20,489,000,000 | -5,562,000,000 | 15,175,000,000 |
| Cash from investing | -18,318,000,000 | 11,453,000,000 | 15,811,000,000 | -22,576,000,000 |
| Cash from financing | -6,146,000,000 | -6,626,000,000 | 587,000,000 | -772,000,000 |
| Net change in cash | 14,994,000,000 | -17,707,000,000 | 10,040,000,000 | -10,886,000,000 |
All line items
| Line item | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 |
|---|---|---|---|---|
| Net income | 4,754,705,000 | 6,014,000,000 | 5,093,000,000 | 4,286,000,000 |
| Depreciation and amortization | 0 | 1,126,000,000 | 1,071,000,000 | 1,186,000,000 |
| Deferred income tax | 0 | 0 | 0 | 0 |
| Stock-based compensation | 399,000,000 | 334,000,000 | 226,000,000 | 199,000,000 |
| Change in working capital | -32,147,607,000 | -27,058,000,000 | -12,481,000,000 | 8,241,000,000 |
| Accounts receivable | 0 | 0 | 0 | 0 |
| Inventory | 0 | 0 | 0 | 0 |
| Accounts payable | 0 | 0 | 0 | 0 |
| Other working capital | -32,147,607,000 | -27,058,000,000 | -12,481,000,000 | 8,241,000,000 |
| Other non-cash items | 64,233,902,000 | -905,000,000 | 529,000,000 | 1,263,000,000 |
| Net cash from operating activities | 36,841,000,000 | -20,489,000,000 | -5,562,000,000 | 15,175,000,000 |
| Investments in property, plant and equipment | -1,385,470,000 | -456,000,000 | -159,000,000 | -1,931,000,000 |
| Acquisitions (net) | 104,140,000 | 62,000,000 | 3,556,000,000 | -26,000,000 |
| Purchases of investments | -227,799,084,000 | -217,448,000,000 | -229,302,000,000 | -280,952,000,000 |
| Sales/maturities of investments | 212,259,763,000 | 230,098,000,000 | 242,585,000,000 | 259,853,000,000 |
| Other investing activities | -1,497,349,000 | -803,000,000 | -869,000,000 | 480,000,000 |
| Net cash from investing activities | -18,318,000,000 | 11,453,000,000 | 15,811,000,000 | -22,576,000,000 |
| Net debt issuance | 45,000,000 | -1,658,000,000 | 6,648,000,000 | 2,966,000,000 |
| Long-term net debt issuance | 45,000,000 | -1,658,000,000 | 6,648,000,000 | 2,966,000,000 |
| Short-term net debt issuance | 0 | 0 | 0 | 0 |
| Net stock issuance | -2,227,779,000 | -1,100,000,000 | -2,189,000,000 | -1,461,000,000 |
| Net common stock issuance | -2,227,779,000 | -1,100,000,000 | -2,189,000,000 | -1,461,000,000 |
| Common stock issuance | 2,087,905,000 | 1,601,000,000 | 26,000,000 | 12,000,000 |
| Common stock repurchased | -4,315,684,000 | -2,701,000,000 | -2,215,000,000 | -1,473,000,000 |
| Net preferred stock issuance | 0 | 0 | 0 | 0 |
| Net dividends paid | -974,015,000 | -780,000,000 | -568,000,000 | -393,000,000 |
| Common dividends paid | -974,015,000 | -780,000,000 | -568,000,000 | -393,000,000 |
| Preferred dividends paid | 0 | 0 | 0 | 0 |
| Other financing activities | -2,989,206,000 | -3,088,000,000 | -3,304,000,000 | -1,884,000,000 |
| Net cash from financing activities | -6,146,000,000 | -6,626,000,000 | 587,000,000 | -772,000,000 |
| Effect of FX changes on cash | 2,617,000,000 | -2,045,000,000 | -796,000,000 | -2,713,000,000 |
| Net change in cash | 14,994,000,000 | -17,707,000,000 | 10,040,000,000 | -10,886,000,000 |
| Cash at end of period | 104,922,000,000 | 89,928,000,000 | 107,635,000,000 | 88,719,000,000 |
| Cash at beginning of period | 89,928,000,000 | 107,635,000,000 | 97,595,000,000 | 99,605,000,000 |
| Operating cash flow | -27,263,237,000 | -20,489,000,000 | -5,562,000,000 | 15,175,000,000 |
| Capital expenditure | -326,714,000 | -1,409,000,000 | -1,283,000,000 | -1,931,000,000 |
| Free cash flow | -27,589,951,000 | -21,898,000,000 | -6,845,000,000 | 13,244,000,000 |
| Income taxes paid | 0 | 0 | 0 | 0 |
| Interest paid | 0 | 0 | 0 | 0 |