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Royal Bank of Canada (RY.TO)
RY.TO
Royal Bank of Canada (RY.TO)
289.6400 C$
+5.1900 (%+1.82)
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RY.TO: Royal Bank of Canada Financials

Income statement, balance sheet, cash flow and financial performance data for Royal Bank of Canada.

Royal Bank of Canada Income Statement

Chart
Gross margin TTM
45.26%
Operating margin TTM
18.67%
Net profit margin TTM
14.82%
Return on investment TTM
14.64%
Period end31/10/202531/10/202431/10/202331/10/2022
Total revenue137,357,000,00054,112,000,00048,996,000,00048,501,000,000
Operating income25,651,000,00024,793,000,00022,711,000,00025,727,000,000
Net income20,362,000,00016,230,000,00014,605,000,00015,794,000,000

All line items

Line item31/10/202531/10/202431/10/202331/10/2022
Total revenue137,357,000,00054,112,000,00048,996,000,00048,501,000,000
Cost of revenue75,187,000,000000
Gross profit62,170,000,00054,112,000,00048,996,000,00048,501,000,000
Research and development expenses0000
General and administrative expenses23,122,000,0003,894,000,0003,432,000,0002,593,000,000
Selling and marketing expenses13,397,000,00025,425,000,00022,853,000,00020,181,000,000
Selling, general and administrative expenses36,519,000,00029,319,000,00026,285,000,00022,774,000,000
Other expenses0000
Operating expenses36,519,000,00029,319,000,00026,285,000,00022,774,000,000
Cost and expenses111,706,000,00029,319,000,00026,285,000,00022,774,000,000
Net interest income33,000,000,00027,953,000,00025,129,000,00022,717,000,000
Interest income103,825,000,000104,951,000,00086,991,000,00040,771,000,000
Interest expense70,825,000,00076,998,000,00061,862,000,00018,054,000,000
Depreciation and amortization3,079,000,0002,981,000,0002,854,000,0002,652,000,000
EBITDA28,730,000,0002,981,000,0002,854,000,0002,652,000,000
EBIT25,651,000,000000
Non-operating income (excl. interest)024,793,000,00022,711,000,00025,727,000,000
Operating income25,651,000,00024,793,000,00022,711,000,00025,727,000,000
Total other income/expenses (net)0-4,931,000,000-4,528,000,000-5,618,000,000
Income before tax25,651,000,00019,862,000,00018,183,000,00020,109,000,000
Income tax expense5,282,000,0003,622,000,0003,571,000,0004,302,000,000
Net income from continuing operations20,369,000,00016,240,000,00014,612,000,00015,807,000,000
Net income from discontinued operations0000
Other adjustments to net income0000
Net income20,362,000,00016,230,000,00014,605,000,00015,794,000,000
Net income deductions0000
Bottom line net income19,868,000,00015,908,000,00014,369,000,00015,547,000,000
EPS14111111
Diluted EPS14111111
Weighted average shares outstanding1,409,072,0001,414,194,0001,391,020,0001,403,654,000
Weighted average diluted shares outstanding1,411,589,0001,416,149,0001,392,529,0001,406,034,000

Royal Bank of Canada Balance Sheet

Period endTotal assetsTotal liabilities & equity
31/10/20252,325,006,000,0002,185,855,000,000
31/10/20242,171,582,000,0002,044,390,000,000
31/10/20232,006,531,000,0001,887,232,000,000
31/10/20221,917,219,000,0001,809,044,000,000
Long-term debt / assets MRQ
353,809,000,000%
Period end31/10/202531/10/202431/10/202331/10/2022
Total assets2,325,006,000,0002,171,582,000,0002,006,531,000,0001,917,219,000,000
Total liabilities2,185,855,000,0002,044,390,000,0001,887,232,000,0001,809,044,000,000
Total equity139,092,000,000127,089,000,000117,661,000,000108,064,000,000

All line items

Line item31/10/202531/10/202431/10/202331/10/2022
Cash and cash equivalents87,388,000,000122,743,000,000133,075,000,000180,408,000,000
Short-term investments77,891,000,00044,383,000,00078,929,000,00060,188,000,000
Cash and short-term investments165,279,000,000167,126,000,000212,004,000,000240,596,000,000
Net receivables41,207,000,00032,888,000,00029,794,000,00026,239,000,000
Accounts receivable13,369,000,00012,293,000,00012,148,000,0008,953,000,000
Other receivables27,838,000,00020,595,000,00017,721,000,00017,286,000,000
Inventory0000
Prepaid expenses0000
Other current assets0000
Total current assets206,486,000,000200,014,000,000241,798,000,000266,835,000,000
Property, plant and equipment (net)6,819,000,0006,852,000,0006,749,000,0007,214,000,000
Goodwill19,405,000,00019,286,000,00012,594,000,00012,277,000,000
Intangible assets7,402,000,0007,798,000,0005,903,000,0006,083,000,000
Goodwill and intangible assets26,807,000,00027,084,000,00018,497,000,00018,360,000,000
Long-term investments1,517,518,000,0001,366,488,000,0001,195,545,000,0001,126,201,000,000
Tax assets4,486,000,0004,328,000,0003,116,000,0001,472,000,000
Other non-current assets562,890,000,000566,816,000,000540,826,000,000497,137,000,000
Total non-current assets2,118,520,000,0001,971,568,000,0001,764,733,000,0001,650,384,000,000
Other assets0000
Total assets2,325,006,000,0002,171,582,000,0002,006,531,000,0001,917,219,000,000
Total payables22,934,000,00022,971,000,00020,581,000,00017,285,000,000
Accounts payable22,934,000,00022,971,000,00020,581,000,00017,285,000,000
Other payables0000
Accrued expenses13,574,000,00011,781,000,0009,089,000,0008,991,000,000
Short-term debt476,560,000,000440,629,000,000452,906,000,000416,245,000,000
Capital lease obligations (current)0709,000,000653,000,000654,000,000
Tax payables2,852,000,0002,398,000,0002,959,000,0002,136,000,000
Deferred revenue0000
Other current liabilities1,041,419,000,000988,834,000,000846,644,000,000843,893,000,000
Total current liabilities1,554,487,000,0001,464,924,000,0001,329,873,000,0001,287,068,000,000
Long-term debt353,809,000,000334,221,000,000316,919,000,000277,768,000,000
Capital lease obligations (non-current)4,586,000,0003,964,000,0004,111,000,0004,456,000,000
Deferred revenue (non-current)4,277,000,0004,149,000,0003,830,000,0003,660,000,000
Deferred tax liabilities (non-current)484,000,000542,000,000426,000,000439,000,000
Other non-current liabilities268,212,000,000236,590,000,000236,225,000,000235,653,000,000
Total non-current liabilities631,368,000,000579,466,000,000561,511,000,000521,976,000,000
Other liabilities0000
Capital lease obligations4,586,000,0004,673,000,0004,764,000,0005,110,000,000
Total liabilities2,185,855,000,0002,044,390,000,0001,887,232,000,0001,809,044,000,000
Treasury stock-78,000,000-50,000,000-240,000,000-339,000,000
Preferred stock11,643,000,0009,020,000,0007,323,000,0007,323,000,000
Common stock20,863,000,00021,013,000,00019,398,000,00017,318,000,000
Retained earnings96,938,000,00088,608,000,00084,328,000,00078,037,000,000
Additional paid-in capital0000
Accumulated other comprehensive income/loss9,726,000,000000
Other stockholders' equity9,726,000,0008,498,000,0006,852,000,0005,725,000,000
Total stockholders' equity139,092,000,000127,089,000,000117,661,000,000108,064,000,000
Total equity139,151,000,000127,192,000,000117,760,000,000108,175,000,000
Minority interest59,000,000103,000,00099,000,000111,000,000
Total liabilities and total equity2,325,006,000,0002,171,582,000,0002,004,992,000,0001,917,219,000,000
Total investments1,595,409,000,0001,410,871,000,000489,160,000,000379,122,000,000
Total debt834,955,000,000779,523,000,000774,589,000,000699,123,000,000
Net debt747,567,000,000656,780,000,000641,514,000,000518,715,000,000

Royal Bank of Canada Cash Flow Statement

Chart
Period end31/10/202531/10/202431/10/202331/10/2022
Cash from operations55,220,000,00023,139,000,00026,079,000,00021,942,000,000
Cash from investing-68,569,000,000-20,887,000,000-28,265,000,000-57,054,000,000
Cash from financing-6,711,000,000-8,146,000,000-9,833,000,000-2,185,000,000
Net change in cash-19,699,000,000-5,266,000,000-10,408,000,000-41,449,000,000

All line items

Line item31/10/202531/10/202431/10/202331/10/2022
Net income20,369,000,00016,240,000,00014,612,000,00015,807,000,000
Depreciation and amortization3,079,000,0002,981,000,0002,854,000,0002,652,000,000
Deferred income tax-216,000,000-1,529,000,000-1,018,000,000569,000,000
Stock-based compensation0000
Change in working capital27,831,000,0002,340,000,0007,227,000,0002,681,000,000
Accounts receivable0000
Inventory0000
Accounts payable0000
Other working capital27,831,000,0002,340,000,0007,227,000,0002,681,000,000
Other non-cash items4,157,000,0003,107,000,0002,404,000,000233,000,000
Net cash from operating activities55,220,000,00023,139,000,00026,079,000,00021,942,000,000
Investments in property, plant and equipment-2,243,000,000-2,280,000,000-2,730,000,000-2,500,000,000
Acquisitions (net)0-12,701,000,0001,712,000,000-2,360,000,000
Purchases of investments-314,421,000,000-193,307,000,000-202,456,000,000-122,964,000,000
Sales/maturities of investments232,439,000,000182,335,000,000156,466,000,00099,143,000,000
Other investing activities15,656,000,0005,066,000,00018,743,000,000-28,373,000,000
Net cash from investing activities-68,569,000,000-20,887,000,000-28,265,000,000-57,054,000,000
Net debt issuance2,257,000,000-3,393,000,000-4,427,000,0009,788,000,000
Long-term net debt issuance-547,000,0001,114,000,000675,000,000179,000,000
Short-term net debt issuance2,804,000,000-4,507,000,000-5,102,000,0009,609,000,000
Net stock issuance-129,000,0001,890,000,000164,000,000-5,008,000,000
Net common stock issuance-2,724,000,0001,890,000,000164,000,000-5,008,000,000
Common stock issuance10,771,000,0009,578,000,0004,239,000,0006,274,000,000
Common stock repurchased-13,495,000,000-7,688,000,000-4,075,000,000-11,282,000,000
Net preferred stock issuance2,595,000,000000
Net dividends paid-8,800,000,000-6,637,000,000-5,549,000,000-6,960,000,000
Common dividends paid-8,800,000,000-6,637,000,000-5,549,000,000-6,960,000,000
Preferred dividends paid0000
Other financing activities-39,000,000-6,000,000-21,000,000-5,000,000
Net cash from financing activities-6,711,000,000-8,146,000,000-9,833,000,000-2,185,000,000
Effect of FX changes on cash361,000,000628,000,0001,611,000,000-4,152,000,000
Net change in cash-19,699,000,000-5,266,000,000-10,408,000,000-41,449,000,000
Cash at end of period37,024,000,00056,723,000,00061,989,000,00072,397,000,000
Cash at beginning of period56,723,000,00061,989,000,00072,397,000,000113,846,000,000
Operating cash flow55,220,000,00023,139,000,00026,079,000,00021,942,000,000
Capital expenditure-2,243,000,000-2,280,000,000-2,730,000,000-2,500,000,000
Free cash flow52,977,000,00020,859,000,00023,349,000,00019,442,000,000
Income taxes paid6,087,000,0003,410,000,0004,964,000,0007,326,000,000
Interest paid70,976,000,00073,639,000,00054,698,000,00013,677,000,000