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Bankinter, S.A. logo
BKT.MC
Bankinter, S.A.
13:12:16
15.09 €
0.0000 (%0.00)
Previous Close: 14.99
Day Low₺14.96
Day High₺15.105
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BKT.MC: Bankinter, S.A. Financials

Bankinter, S.A. Income Statement

Total revenue
Net income
Gross margin TTM
65.43%
Operating margin TTM
34.74%
Net profit margin TTM
23.14%
Return on investment TTM
17%
Period end31/12/202531/12/202431/12/202331/12/2022
Total revenue4,710,327,0005,203,770,0004,377,942,0002,493,105,000
Operating income1,636,240,0001,359,698,0001,228,840,000785,037,000
Net income1,089,975,000952,971,000844,787,000560,203,000

All line items

Line item31/12/202531/12/202431/12/202331/12/2022
Total revenue4,710,327,0005,203,770,0004,377,942,0002,493,105,000
Cost of revenue1,628,269,0002,121,379,0001,464,226,000230,883,000
Gross profit3,082,058,0003,082,391,0002,913,716,0002,262,222,000
Research and development expenses0000
General and administrative expenses461,258,000291,557,000271,478,000254,684,000
Selling and marketing expenses040,686,00040,578,00036,774,000
Selling, general and administrative expenses461,258,000332,243,000312,056,000291,458,000
Other expenses984,560,0001,390,450,0001,372,820,0001,185,727,000
Operating expenses1,445,818,0001,722,693,0001,684,876,0001,477,185,000
Cost and expenses3,074,087,0003,844,072,0003,149,102,0001,708,068,000
Net interest income2,237,093,0002,278,410,0002,213,501,0001,536,723,000
Interest income3,865,362,0004,399,789,0003,677,727,0001,767,606,000
Interest expense1,628,269,0002,121,379,0001,464,226,000230,883,000
Depreciation and amortization087,453,00082,069,00080,088,000
EBITDA1,636,240,0001,447,151,0001,310,909,000865,125,000
EBIT1,636,240,0001,359,698,0001,228,840,000785,037,000
Non-operating income (excl. interest)0000
Operating income1,636,240,0001,359,698,0001,228,840,000785,037,000
Total other income/expenses (net)-101,062,000000
Income before tax1,535,178,0001,359,698,0001,228,840,000785,037,000
Income tax expense445,202,000406,727,000384,053,000224,834,000
Net income from continuing operations1,089,976,000952,971,000844,787,000560,203,000
Net income from discontinued operations0000
Other adjustments to net income0000
Net income1,089,975,000952,971,000844,787,000560,203,000
Net income deductions0000
Bottom line net income1,089,975,000922,213,000815,881,000544,894,000
EPS110.910.61
Diluted EPS110.910.61
Weighted average shares outstanding898,677,068898,617,256898,620,000898,592,000
Weighted average diluted shares outstanding898,677,068898,617,256898,620,000898,592,000

Bankinter, S.A. Balance Sheet

Total assets
Total liabilities & equity
Liquidity ratio MRQ
—
Current ratio MRQ
—
Long-term debt / assets MRQ
10,384,175,000%
Total debt / assets MRQ
—
Period end31/12/202531/12/202431/12/202331/12/2022
Total assets131,018,892,000121,971,823,000113,011,642,000107,507,032,000
Total liabilities124,607,408,000116,094,158,000107,688,702,000102,602,059,000
Total equity6,411,484,0005,877,665,0005,322,940,0004,904,973,000

All line items

Line item31/12/202531/12/202431/12/202331/12/2022
Cash and cash equivalents15,000,351,00018,014,156,00016,106,263,00015,586,721,000
Short-term investments0000
Cash and short-term investments15,000,351,00018,014,156,00016,106,263,00015,586,721,000
Net receivables0151,375,000146,836,000125,642,000
Accounts receivable0151,375,000146,836,000125,642,000
Other receivables0000
Inventory0012,706,861,000-16,400,835,000
Prepaid expenses0000
Other current assets00-9,877,172,00014,165,331,000
Total current assets15,000,351,00018,165,531,00019,082,788,00013,476,859,000
Property, plant and equipment (net)466,831,000442,577,000424,175,000447,853,000
Goodwill370,906,0002,276,0002,276,0002,276,000
Intangible assets0318,170,000299,740,000276,664,000
Goodwill and intangible assets370,906,000320,446,000302,016,000278,940,000
Long-term investments88,542,253,00078,496,276,000711,111,00017,038,866,000
Tax assets0304,895,0000264,829,000
Other non-current assets26,638,551,00024,242,098,00094,646,025,000-264,829,000
Total non-current assets116,018,541,000103,806,292,00096,083,327,00017,765,659,000
Other assets00-2,154,473,00076,264,514,000
Total assets131,018,892,000121,971,823,000113,011,642,000107,507,032,000
Total payables0466,465,0001,580,549,0001,536,658,000
Accounts payable0466,465,000711,324,000671,872,000
Other payables00869,225,000864,786,000
Accrued expenses00601,787,0000
Short-term debt008,586,245,0001,952,948,000
Capital lease obligations (current)0000
Tax payables0453,410,000399,716,000640,411,000
Deferred revenue000-1,281,076,000
Other current liabilities109,263,863,00090,745,922,00073,700,668,00075,006,542,000
Total current liabilities109,263,863,00091,212,387,00084,469,249,00077,215,072,000
Long-term debt10,384,175,0009,706,475,0009,466,693,0007,788,923,000
Capital lease obligations (non-current)0000
Deferred revenue (non-current)000-59,200,000
Deferred tax liabilities (non-current)00059,200,000
Other non-current liabilities4,959,370,00015,175,296,00013,752,760,00017,598,065,000
Total non-current liabilities15,343,545,00024,881,771,00023,219,453,00025,386,988,000
Other liabilities0000
Capital lease obligations0000
Total liabilities124,607,408,000116,094,158,000107,688,702,000102,602,059,000
Treasury stock0-1,437,000-1,365,000-1,393,000
Preferred stock0000
Common stock0269,660,000269,660,000269,660,000
Retained earnings06,005,469,0005,169,514,0004,767,118,000
Additional paid-in capital0000
Accumulated other comprehensive income/loss00-102,557,0000
Other stockholders' equity6,411,484,000-396,027,000-12,312,000-330,251,000
Total stockholders' equity6,411,484,0005,877,665,0005,322,940,0004,904,973,000
Total equity6,411,484,0005,877,665,0005,322,940,0004,904,973,000
Minority interest0000
Total liabilities and total equity131,018,892,000121,971,823,000113,011,642,000107,507,032,000
Total investments88,542,253,00078,496,276,000711,111,00017,038,866,000
Total debt10,384,175,0009,706,475,00020,138,042,00021,640,592,000
Net debt-4,616,176,000-8,307,681,0004,031,779,000-7,797,798,000

Bankinter, S.A. Cash Flow Statement

Cash from operations
Cash from investing
Cash flow / share TTM
—
Revenue / share TTM
—
Operating cash flow TTM
—
Period end31/12/202531/12/202431/12/202331/12/2022
Cash from operations-9,914,754,0001,941,443,000658,419,000-8,034,976,000
Cash from investing9,214,861,000-120,795,000-44,234,000-234,051,000
Cash from financing282,436,000-262,435,000-105,807,000-752,846,000
Net change in cash01,558,213,000508,378,000-9,021,873,000

All line items

Line item31/12/202531/12/202431/12/202331/12/2022
Net income1,089,976,000952,971,000844,787,000560,203,000
Depreciation and amortization087,453,00082,069,00080,088,000
Deferred income tax0000
Stock-based compensation0000
Change in working capital-11,553,247,000364,236,000-779,627,000-9,346,242,000
Accounts receivable0000
Inventory0000
Accounts payable0000
Other working capital-11,553,247,000364,236,000-779,627,000-9,346,242,000
Other non-cash items548,517,000536,783,000511,190,000670,975,000
Net cash from operating activities-9,914,754,0001,941,443,000658,419,000-8,034,976,000
Investments in property, plant and equipment-167,737,000-50,831,000-21,713,000-18,838,000
Acquisitions (net)05,169,000-48,100,00021,846,000
Purchases of investments000-8,623,107,000
Sales/maturities of investments9,315,872,000002,166,000
Other investing activities66,726,000-75,133,00025,579,0008,383,882,000
Net cash from investing activities9,214,861,000-120,795,000-44,234,000-234,051,000
Net debt issuance800,001,000200,000,000300,000,000-500,000,000
Long-term net debt issuance0200,000,000300,000,000-500,000,000
Short-term net debt issuance800,001,000000
Net stock issuance-847,999-88,00027,000-367,000
Net common stock issuance-847,999-88,00027,000-367,000
Common stock issuance45,328,00078,596,00079,146,00084,102,000
Common stock repurchased-46,176,000-78,684,000-79,119,000-84,469,000
Net preferred stock issuance0000
Net dividends paid-516,717,000-462,348,000-405,834,000-252,479,000
Common dividends paid-516,717,000-462,348,000-405,834,000-252,479,000
Preferred dividends paid0000
Other financing activities01,00000
Net cash from financing activities282,436,000-262,435,000-105,807,000-752,846,000
Effect of FX changes on cash417,457,000000
Net change in cash01,558,213,000508,378,000-9,021,873,000
Cash at end of period0615,417,808,00013,859,595,00013,351,217,000
Cash at beginning of period0613,859,595,00013,351,217,00022,373,090,000
Operating cash flow-9,914,754,0001,941,443,000658,419,000-8,034,976,000
Capital expenditure-34,749,000-151,101,000-90,382,000-72,250,000
Free cash flow-9,949,503,0001,790,342,000568,037,000-8,107,226,000
Income taxes paid0000
Interest paid0000